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401(k) Plan Enrollment


You can enroll, suspend or make any changes to your elective deferrals by following the steps below:

Step 1
Print and complete the 401(k) Enrollment Form.

You may also have the form sent to your mail, fax, or email by contacting a Plans representative in the Retirement Services Department.

Step 2
Submit the enrollment form to your employer for signature or you can send the form to the Plans office to have it signed by your employer.



Deferral Rates (Contribution Rates)

  • Pre-tax: 75%
  • Roth 401(k): 75%
  • Additional After-tax: 75%

Please note: Your total combined deferral rate may not exceed 75%.




IRS Contribution Limit for 2025

  • Elective deferral (contribution) limit: $23,500
  • Catch-up contribution limit (employees aged 50 and over): $7,500



Rollovers

Funds from another Individual Retirement Account (“IRA”) or qualified employee’s plan can be rolled into your account. You may do so by completing the 401(k) Rollover Contribution Form.




Employer Matching Contributions

Click here for more information.
What is a qualified 401(k) retirement plan?




Vesting

You are immediately vested at 100%.